2ndVault™ Privacy Policy

June 20, 2025

This Privacy Policy explains how 2ndVault™ Company collects, uses, and discloses information about you.

This Privacy Policy (“Policy”) discloses the privacy practices for 2nd Vault, Inc a Florida C-Corporation (referred to as the “Service”). This Privacy Policy applies to the information we collect though the services and products (collectively, the “Service”) provided by 2ndVault™ Company (referred to as “2ndVault” “us” or “we” or “our”), via 2ndVault™ online site(s) and mobile application. We are committed to protecting your privacy online and this privacy policy applies to the information we collect through our services and products via 2ndVault™ online service site(s) and website. 

Please read the information below to learn about your use of this service. The privacy policy explains what and how we collect, share, use and protect your personal information when you visit or use this service.

We reserve the right to change this Privacy Policy at any time and in our sole discretion. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to issuing an email to the email address listed by registered users or posting the revised Policy on this page. You acknowledge and agree that it is your responsibility to maintain a valid email address as a registered user, review this site and this Policy periodically and to be aware of any modifications. Your continued use of the service after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) agreement to abide and be bound by the modified Policy.

We encourage you to review this Privacy Policy (which can be found at https://2ndvault.com/privacy-policy/) regularly to stay informed about our information practices and the choices available to you. 

You (referred to as “you” or “user” or “your” or anyone acting on your behalf) acknowledge that this Privacy Policy is part of our service’s Terms and Conditions, and by accessing or using our services, you agree to be bound by all its terms and conditions. If you do not agree to these terms, you may not access or use our service.
 

1.Collection of Your Information

  1. Types of Information Collected

Our primary goal in collecting information from you is to provide you with a smooth, efficient, and customized experience while using our service. In order to better provide you with our numerous services, we collect your name, address, telephone number(s), email address, and such other information about you that you may consider personal and confidential (collectively “personal information”). When purchasing our service or subscribing to any free trial service on our site, you may be asked to provide a credit card number. Depending upon the activity, some of the information we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular section, you will not be able to engage in that activity.

We gather certain information about you based upon where you visit on our site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Website’s Uniform Resource Locator (“URL”) that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol (“IP”) address. A URL is the global address of documents and other resources on the World Wide Web. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol (“TCP/IP”) network, such as the World Wide Web. Networks like the Web use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the web, allowing web servers to locate and identify your computer. Computers require IP addresses for users to communicate on the Internet.

  1. Information You Provide to Us

When you create an account, we ask that you provide your name, email address, and other personal information, such as job title, username and password, and your photo if you choose to upload it. If you are acting as a personal advisor (“advisor”) and creating an account for another individual (your “client”), you may provide us with personal information about your client, such as their name and contact information. If you disclose any personal information relating to other people, such as your clients or your clients’ families, to us or to our service providers in connection with the Service, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy. Our Service is intended to gather and store information in one, easy-to-reference place. Accordingly, when you use our Service, you may input information, including information about bank accounts, credit card information, health-related information, insurance information, household planning and organizational documents, identification documents, tax documents, account details, and other similar information. We also collect information when you participate in interactive features on our Service (like sending a notification through our Service), fill out a form, participate in a promotion, request customer support, or otherwise communicate with us. In addition, if you choose to participate in our online certification training as an advisor, we collect information regarding your progress throughout the training, such as assignments completed and assignment scores.

When you access or use our Service, we automatically collect certain information, including:

Transactional Information

Device Usage Information

Location Information

Analytics Information

Information Collected by Cookies and Similar Tracking Technologies

You provide certain personal information to us when you: (a) register for our services and register your email address with us; (b) sign up for special offers from selected third parties; (c) send email messages, submit forms or transmit other information by telephone or letter; or (d) submit your credit card or other payment information when registering for a free trial or purchasing our service on our site. We may collect personal information from you at other points on our site that state the information is being collected.

In addition, we may also collect, or our third-party ad server and/or content server may collect other information from you. This information is ultimately stored in the form of store categories, and, in some cases, specific URLs. We use your IP address to diagnose problems with our servers, software, to administer our site and to gather demographic information. Our third-party ad servers will also provide us with summary, but not individual, user reports that will tell us how many ads were presented and clicked upon at out site. 2ndVault™ does not engage in any advertising agreements, paid or nonpaid and does not permit advertising inside our service.

We will primarily use your personal information to provide our services to you, as required by our agreements with you. We will also use your personal information to enhance the operation of our site, improve our marketing and promotional efforts, statistically analyze site use, improve our service, and customize our site’s content, layout, and services. We may use personal information to deliver information to you and to contact you regarding administrative notices. We may also use personal information to resolve disputes, troubleshoot problems and enforce our agreements with you, including our site’s terms and conditions, this Private Policy and our Partner Portal Terms and Conditions.

  1. Information We Collect from Other Sources

We obtain information from other sources. For example, we may collect information about you from third parties, including, but not limited to, publicly available sources and your designated advisors and/or clients.

      1.4 Information We Derive

We may derive information or draw inferences about you based on the information we collect. For example, we may make inferences about your approximate location based on your IP address.


1.5 Use of Your Information

We use the information we collect to: Provide, maintain, and improve our Service; Personalize and improve your experience on our Service; Send you technical notices, security alerts, and support and administrative messages; Respond to your comments and questions and provide customer service; Communicate with you about products, services, and events offered by 2ndVault™ and others, and provide news and information that we think will interest you (see the User Choices section below for information about how to opt-out of these communications at any time); Monitor and analyze trends, usage, and activities in connection with our Service; Facilitate social sharing functionality that you choose to use; Allow you to send and receive notifications through the Service if you choose to do so; Aggregate and/or anonymize personal information so that it will no longer be considered personal information; Facilitate contests, sweepstakes, and promotions and process and deliver entries and rewards, detect, investigate, and prevent security incidents and other malicious, deceptive, fraudulent, or illegal activity and protect the rights and property of 2ndVault™ and others; Debug to identify and repair errors on our Service; Comply with our legal and financial obligations; and Carry out any other purpose described to you at the time the information was collected.

  1. Sharing of Information

We do not sell, trade, or rent your personal information. We do provide some of your personal information through contractual arrangements with affiliates, services providers, partners and other third parties. We and our service partners use your personal information to operate our sites and to deliver you our service. For example, we must release your credit card information to the card-issuing bank to confirm payment for the service purchased on this site.

We share personal information in the following circumstances or as otherwise described in this Privacy Policy: We share personal information on an as-needed basis with vendors, service providers, and consultants that require access to such personal information solely in order to perform services for us, such as web hosting, data analysis, information technology, videoconferencing, fraud prevention, customer service, and marketing and advertising. We contractually limit their use of the personal information we share with them and require them to protect such information.


We will encourage our service partners to adopt and post privacy policies. However, the use of your personal information by our service partners is governed by the privacy policies of those service partners and is not subject to our control.

Occasionally we may be required by law enforcement or judicial authorities to provide personal information to the appropriate governmental authorities. We will disclose personal information upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful. We share personal information with our lawyers and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interests. We may share personal information in connection with, or during negotiations concerning, any merger, sale of company assets, joint venture, assignment, financing, transfer, or acquisition of all or a portion of our business by another company (including in connection with any bankruptcy or similar proceedings). We share personal information with your consent or at your direction. We also share aggregated or de-identified information that cannot reasonably be used to identify you.
 We may also provide information about our customers’ sales, traffic patterns, and related site information to third party advertisers, but these statistics do not include any of your personal information.

We may share personal information with third-party sponsors of contests or other promotions. You may elect to disclose personal information with other users of our Service when you make content available in publicly-accessible areas of our Service or when you choose to share personal information with your designated advisors and/or clients. 

  1. Social Sharing Features

Our Service may offer social sharing features and other integrated tools (such as the Facebook “Like” button). Your use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features.

  1. Security

We seek to use reasonable organizational, technical, and administrative measures designed to protect personal information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “Contact Us” section below. If you believe you are the victim of fraud, you should contact law enforcement immediately.

The importance of security for all personal information with our user is paramount. Your personal information is protected in several ways. Access by you to your personal information is available through a password and unique customer ID selected by you. This password is encrypted. We should not divulge your password to anyone. We encrypt your personal information and thereby prevent unauthorized parties from viewing such information when it is transmitted to us. All of the personal information that you add to your vault is saved on servers in user encrypted, has layered encryption, end-to-end encryption, two-factor authentication, no manual intervention, unique confidant codes, account cleanup after retrieval, manual verification to retrieve an account from a confidant request. These security measures are intended to prevent someone or something to decrypt this information. For details on our security measures please visit https://2ndvault.com/security/. 

Other information that you provide that is not personal information also resides on a secure server and is only accessible via password. Since this information is not accessible from outside our service, you will not be asked to select a password in order to view or modify such information.

In order to serve you most efficiently, credit card transactions are handled by established third party banking, processing agents and distribution institutions. They receive personal information needed to verify and authorize your credit card or other payment information and to process your order.

Unfortunately, no data transmission over the Internet, mobile deice, or tablet application, server, database or any wireless network can be guaranteed to be 100% secure or “hacker proof.” As a result, while we strive to protect your personal information, and you acknowledge by using our service and the site that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity and privacy of any and all information (personal and non-personal) and data exchanged between you and us through this site cannot be guaranteed; and (c) any such information (personal and non-personal) and data may be viewed or tampered with in transit by a third party. Therefore, you should have no expectation of complete privacy in such information (personal and non-personal).

  1. Data Retention

We store the information we collect on you for as long as is necessary for the purpose(s) for which we originally collected it, or for other legitimate business purposes, including to meet our legal, regulatory, or other compliance obligations.

  1. Third-Party Services

This Privacy Policy does not address, and we are not responsible for, the privacy, information, or other practices of any third parties, including any third party operating any website or service to which the Service links. The inclusion of a link on the Service does not imply endorsement of the linked site or service by us or by our affiliates.

  1. Jurisdictional Issues

The Service is controlled and operated by us from the United States and is not intended to subject us to the laws or jurisdiction of any state besides Florida, country, or territory. For more information about litigation and jurisdiction please visit our Terms of Use (https://2ndvault.com/terms-and-condition-of-use/)

  1. Updating and Correcting Information

You should have the ability to access and edit the personal information that you have provided to us. You may change any of your personal information in your account online at any time by linking to your account in accordance with instructions posted elsewhere on this site. You may also access and correct your personal information and privacy preferences by writing us with

certified mail return receipt requested at:
 

2nd Vault, Inc
2825 NE 26th Street
Fort Lauderdale, Florida 33305
 

Please include your name, address, and/or email address when you contact us.


DO NOT PROVIDE US WITH YOUR CONFIDANT CODE (as outlined in our Terms and Conditions) OR ANY PERSONAL INFORMATION ASSOCIATED WITH YOUR ACCOUNT THAT YOU MAY HAVE UPLOADED OR DOWNLOADED FROM OUR SITE.
 

We strongly encourage you to promptly notify us of any changes to your personal information if it changes. You may ask to have the information on your account deleted or removed; however, because we keep track of past transactions, you cannot delete information associated with past transactions on this site. In addition, it may be impossible to completely delete your information without some residual information because of backups or other technical glitches. Upon us receiving your request to have your account deleted, your account will be deleted subject to the exclusions in this privacy agreement and as outlined in our terms and conditions.

  1. User Choices on Collection and Use of Information

We may send you emails regarding our service. In addition, if you indicated upon registration that you are interested in receiving offers or information from us, we may occasionally send you direct mail about services that we feel may be of interest to you. Only we will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply tell us when you give us your personal information, or, at any time you can easily edit your account information to no longer receive such offers and mailings.

You also have choices with respect to cookies, as described below. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies some parts of our site may not work properly for you. in your case.

  1. Cookies

When you use our site, we will store cookies on your computer in order to facilitate and customize your use of our site. A cookie is a small data text file, which a Web site stores on your computer’s hard drive (if your Web browser permits) that can later be retrieved to identify you to us. Our cookies store randomly assigned user identification numbers, the country, county, or city where you are located, and your first name to welcome you back to our site. The cookies make your use of the site easier, make the site run more smoothly and help us to maintain a secure site. You are always free to decline our cookies if your browser permits, but some parts of our site may not work properly in that case.

We use cookies to collection information about the ways visitors use our sites, which pages they visit, which links they use, and how long they stay on each page; to support the features and functionality of our site; and to personalize your experience when you use our site, including the serving of targeted advertisements.

Your mobile or tablet device may allow you to adjust your settings so that location information is not available to any mobile website or application. If you have questions about the security and privacy settings of your mobile or tablet device, please refer to instructions from your mobile service provider or the manufacturer of your device.

We may use an outside ad serving company to display banner advertisements on our site. As part of their service, they will place a separate cookie on your computer. We will not provide any third- party ad server with any of your personal information or information about your purchases. We and our third party ad server will collect and use any other information about you, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server and whether you responded to a particular ad. Other advertisers may also place banner ads on our site in the same manner as above, but we will not disclose any personal information to them.

  1. Privacy Policies of Third-Party Sites

Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. Other sites accessible through our site have their own privacy policies and data collection, use and disclosure practices. Please consult each site’s privacy policy. We are not responsible for the policies or practices of third parties. Additionally, other companies which place advertising on our site may collect information about you when you view or click on their advertising using cookies. We cannot control this collection of information. You should contact these advertisers directly if you have any questions about their use of the information that they collect.

  1. Miscellaneous Privacy Issues

You must be at least 18 years old to have our permission to use this site. Our policy is that we do not knowingly collect, use or disclose personal information about visitors that are under 18 years of age.

You should also be aware that when personal information is voluntarily disclosed on this site, that information, along with any other information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages from third parties. Such activities are beyond our control and this privacy policy does not apply to such information. Ultimately, you are solely responsible for maintaining the secrecy of your password and/or account information. Please be careful and responsible whenever you are online.


 If you have any questions about this privacy policy, the practices of this site, or your dealings with this site, please contact us by sending a letter to:

2nd Vault, Inc
Privacy Policy
2825 NE 26th Street
Fort Lauderdale, Florida 33305


You may also contact us by email at support@2ndvault.com